2006-08-29
The (financial) mistakes we make...
I have learned another lesson - this time an expensive one. I share my experience here, in the hope that some one else may see it and learn from it before making the same mistake.
In short, what I learned is that borrowing money, even for a short time, is not worth it - even if you pay the full amount in less then a year. Also what I have learned is that it is better to wait until you have the full amount, and then buy cash.
Here is the details of my lesson:
In December 2005 I bought a second hand car for ZAR69000 (2000 VW Polo Classic). May payments until the end of August 2006 came to just over ZAR9600. The deposit I put down was ZAR30000 and I also bought a mechanical insurance option for another ZAR3500, included in the "borrowed" money (a second mistake within the bigger mistake).
At the end of August I had enough spare cash to pay off the outstanding debt, and the final quote came to ZAR43000 (rounded).
If we count everything together, you will see that the car's total price so far stands at ZAR69000 (initial price) + ZAR3500 (mechanical insurance) = ZAR72500.
What I have paid in actual fact is ZAR30000 (deposit) + ZAR43000 (final payment) + ZAR9600 (total monthly payments for 8 months) = ZAR82600.
In 8 short months I have "lost" ZAR10100.
Let that be a lesson to you all :)
In short, what I learned is that borrowing money, even for a short time, is not worth it - even if you pay the full amount in less then a year. Also what I have learned is that it is better to wait until you have the full amount, and then buy cash.
Here is the details of my lesson:
In December 2005 I bought a second hand car for ZAR69000 (2000 VW Polo Classic). May payments until the end of August 2006 came to just over ZAR9600. The deposit I put down was ZAR30000 and I also bought a mechanical insurance option for another ZAR3500, included in the "borrowed" money (a second mistake within the bigger mistake).
At the end of August I had enough spare cash to pay off the outstanding debt, and the final quote came to ZAR43000 (rounded).
If we count everything together, you will see that the car's total price so far stands at ZAR69000 (initial price) + ZAR3500 (mechanical insurance) = ZAR72500.
What I have paid in actual fact is ZAR30000 (deposit) + ZAR43000 (final payment) + ZAR9600 (total monthly payments for 8 months) = ZAR82600.
In 8 short months I have "lost" ZAR10100.
Let that be a lesson to you all :)
2006-08-25
ADSL Speed test
Ok, eventually after trying about 10 times the system eventually athenticated. It seems that a lot of people are struggling with authentication, which means I have some more bandwidth :)
The Telkom speed test showed 340.7 kbps (I have a 348 line - I think? It was auto upgraded from 192 recently).
So, then I did the International test again:
As you can see - not too bad.
Anyway - back to work for me...
The Telkom speed test showed 340.7 kbps (I have a 348 line - I think? It was auto upgraded from 192 recently).
So, then I did the International test again:
As you can see - not too bad.
Anyway - back to work for me...
2006-08-23
Vodacom Speedtest
You can see here that the 3G speed achieved is not nearly as indicated by Vodacom (1.8mbps).
Click here to run your own speed test...
2006-08-20
[mod_perl] Looping through request headers
After a lot of experimenting, I found the following code snippet to work best:
Resources:
my $headers = $r->headers_in();
$r->content_type( 'text/plain' );
print "Debug Dump\n\n";
$headers->do("my_filter");
return "Apache2\:\:Const\:\:OK";
sub my_filter {
my ($key, $value) = @_;
print "$key => $value\n";
return 1;
}
Resources:
- APR::Table Documentation
- Apache2::RequestRec Documentation
2006-08-16
Trolltech woos developers with "open" Linux phone
Trolltech woos developers with "open" Linux phone
This is great. I really would like to get my hands on one to start hacking.